What is collateral Lending?

What is collateral Lending?

At Premier Asset Finance we offer quick, confidential, loans on a variety of collateral, including jewellery, watches and collectables with possibly the lowest interest rates in the country. Often this type of loan is the best option for short-term financial aid, as it is easy and secure.


Many successful individuals face financial problems and need cash quickly. We are here to help you through your difficult time: either to secure your business deal, or make that payroll, help your family, and pay your bills. Our clients are successful real estate agents waiting for that deal to close, entrepreneurs who are waiting for cheques to clear, they are doctors and lawyers who need a little extra cash and don’t want their credit rating to drop. We have provided services for numerous high profile individuals. We have a great reputation in the community and always keep your business matters completely private and confidential.

Whatever your reason may be, if you apply for a loan with Premier  the process is fast and easy, not tedious and time consuming as other loan approvals can be. Applying for a bank loan might be an option, but there are various requirements and conditions to be met before you get the money. For example, if you have a poor credit rating, you might not get the loan. Another problem is too many applications with banks or finance companies can have an adverse effect on your credit rating. This is where we come in and offer you an alternative safe and secure option – A collateral loan with no credit checks.


·       ♦ Easy money- For you to borrow when you need it most: To secure your business deal, pay your bills; help your family during that crucial moment in time, or whatever the situation may be we are here to help you get the funds- from $50 to $500,000 in just minutes! The availability of cash is immediate, and if you prefer other forms of pay out arrangements can be made.

·       ♦ Quick Process- While other types of loans require appointments and the completing of endless paperwork then that long wait for an answer which may not be the answer you want!!  Our collateral loans are easy with few parameters necessary. Simply bring your valid identification along with your collateral and a contract will be drafted. In minutes you will receive cash in hand.

·        No Credit Check – No Credit Reporting. If you are going to lenders it is a guarantee your credit score will be reviewed. When you come to us for a collateral loan there is no such requirement. Even with poor credit, or no credit you can borrow thousands in minutes.

·       ♦ Low Interest Rates – Flexibility: We offer possibly the lowest rates in the business, automatic “rollovers” and when it comes to the payback period we offer you significantly more time than many other types of loans. Our loans are extendable and most are held for over three months without payment. We will always be as flexible as possible, so don’t hesitate to communicate your needs and we will do our best to help.


Steps to get cash now:

  1. Find your Collateral – Jewellery or other valuables to secure the loan i.e. “pawn” – call us if you’re not sure.
  2. Come in for a private and confidential appraisal of your goods made by one of our trained professionals.
  3. Our representative will give you a verbal quote in minutes. (It’s always nice if you have a certain amount in mind that you can ask for, but it’s not a necessity).
  4. You can decide to take the loan offered, or you can take some time to think about it. This is a no pressure environment, we don’t mind if you feel you’d like to take some time to consider any options. In most cases the quote will be good for several days to weeks and sometimes even months. (On few occasions, due to changes in market conditions the quote may be honourable for a limited time).
  5. To process the loan our representative will need to take your current and valid identification, i.e. driver’s license, ID card, or passport, call us about other acceptable forms of ID.
  6. The information will be entered into our secure system along with a detailed description of your valuables. All your information is strictly confidential.
  7. The loan will be processed in minutes and the contract printed. You will then review the contract with a representative, and once you sign it, your item(s) will be sealed and you will receive the cash.


Premier has a Reputation You Can Trust. At Premier we are devoted to our clients, providing dedication to excellence, courteous service, offering a fair dollar amount for your valuables, with complete confidentiality, and always with your best interests in mind! We know how important your valuables are, whether it’s a family heirloom treasure or a newly purchased luxury, we want you to feel comfortable in your dealings with us. We will carefully evaluate your items and offer you a loan based on the item’s real resale value. You can rest assured that your valuables are vigilantly stored, protected and secure in a high security safe on our grounds complete with 24-hour video surveillance. If your item(s) are stored off site, they are in a highly secure locked discreet location again with 24 hour surveillance.  

Feel free to give us a call or drop in to our offices – our representatives are happy to provide you with more details about how we operate.


Premier Pawnbrokers

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