Joana pawned her pendant
to pay council planning fees for subdivision
$2,000 Term of Loan 4 Months
Susan pawned her diamond Ring
to pay for a trip around the World
You must be the legal owner of the item and the item must not be subject to any encumbrance or third party claim of any kind
As you can appreciate valuing Jewellery can be quite complex, and although we can determine the Material, Whether the item is made of white, yellow or rose gold – or – platinum – and its carat weight, we can also tell whether it’s a diamond or not, but what we can’t tell you is the famous foursome of clarity, cut, color and carat, therefore we can make you a better loan offer if you have an independent valuation of your precious piece of jewellery.
Gold itself is measured in karats, a unit of purity out of 24, with each karat indicating 1/24th of the whole. Typically, gold jewellery in New Zealand is 9, 10, 14, 18, 22 and 24k
When we consider lending on any type of item containing gold, we look at the percentage of gold within a particular piece in relation to the daily gold trading price.